In 2025, Indian SMEs continue to be the backbone of the economy, but access to smart funding remains a key growth barrier. Here are five powerful loan options every SME must consider:
1. Working Capital Loan
Covers day-to-day operational expenses such as salaries, inventory, and rent. Helps businesses stay liquid during low revenue cycles.
2. Machinery Term Loan
Ideal for asset acquisition—machinery, technology upgrades, or capacity expansion. Loan tenure typically ranges from 1 to 10 years.
3. Structured Finance
Tailored for businesses with unique funding needs. Involves mezzanine loans, structured term loans, or securitized instruments. Useful for scaling, acquisitions, or handling complex transactions.
4. Bill Discounting
Allows you to convert unpaid invoices into instant cash. Improves working capital and smoothens cash flow.
Accurate Pro offers personalized SME finance solutions backed by expert advisory and fast processing.
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