How Consumers Are Financing Their Dreams in 2025
Retail finance in India is undergoing a major transformation. As purchasing power grows and digital lending expands, more Indians are turning to structured credit to fulfill their dreams. Let’s look at the top trends in 2025:
1. Rise in Home Loan Applications
With real estate prices rising steadily, more consumers are opting for long-term home loans with flexible EMI options.
2. Growth in Loan Against Property (LAP)
Individuals are monetizing their property assets to raise funds for business expansion, weddings, and education. Ideal for: Residential & commercial real estate projects under development.
3. Digital Shift in Loan Against Securities (LAS)
Instant loans against stocks, mutual funds, and bonds are gaining popularity, especially among young investors.
4. Agriculture Loan Uptake
With improved government schemes and tech penetration, farmers and agripreneurs are availing more structured loans for allied activities.
5. FinTech-Enabled Approvals
AI-powered underwriting and eKYC have made approval faster and documentation simpler. At Accurate Pro, we help individuals access the right loan products with quick approvals and expert guidance. Ready to finance your dream? Apply now with Accurate Pro.
